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Underinsured / Uninsured Motorists
The unexpected happens. You are involved in a motor vehicle crash and it is not your fault. Your car is damaged and needs extensive repairs, leaving you with no transportation. You may have injuries resulting in medical bills and lost wages while you recover. You know you have automobile insurance and you assume it will take care of everything.
Florida Law requires all motorists to have a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). If you have been injured in an accident, you will find your PIP is rapidly exhausted by medical bills and lost wages. Unfortunately, current research ranks Florida as being 2nd in the nation for uninsured motorists, with approximately 24% of the motorists being uninsured. There will be no insurance coverage on the other side.
WAYS TO PROTECT YOURSELF AGAINST UNINSURED MOTORISTS
- Increase the limits of your PIP and PDl coverage;
- Obtain Uninsured Motorist Insurance (UM) to pay for you and your passengers' medical bills and lost wages;
- Obtain Uninsured Motorist Property Damage Coverage (UMPD) to pay for damage to your vehicle; and
- Obtain Underinsured Motorist Protection (UIM).
Being involved in any type of vehicular crash usually results in damage to your vehicle that most likely will not be fully covered by insurance. It is very common to hear "it's totaled".
WE CAN FIGHT FOR YOU
If you are injured by an uninsured driver, you may not only have physical injuries resulting in a permanent impairment, but may also be faced with the thousands of dollars for the cost of medical care and hospitalization as well as lost wages. Winig Law has the experience and knowledge to help ensure that you receive the compensation needed to help meet those financial costs as well as settlement for pain and suffering.
Legal Topics
Personal Injury Attorney Steven L. Winig, Esq. is a member of the Palm Beach County Bar Association, and is licensed to practice before all
Florida State Courts, as well as the United States District Courts for Southern and Middle Florida.
Winig Law routinely handles cases throughout Palm Beach County including West Palm Beach, Boca Raton, Boynton Beach, Delray Beach, Wellington,
Jupiter, Palm Beach Gardens, Greenacres, Lake Worth, Royal Palm Beach and surrounding areas.
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The Winig Law Firm, P.A.
1615 Forum Pl, Suite 3A
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