You need an expert in the foreclosure process. You need foreclosure attorney Stephen Winig... Contact Us
West Palm Beach Foreclosure Attorney
Steven Winig has handled foreclosure cases from both sides of the table. His intimate knowledge of exactly how the banks enforce loan transactions against their borrowers gives him special insight on how to structure a foreclosure defense case.
At the same time, Winig Law represents Lenders and gains an advantage prosecuting foreclosures, utilizing his experiencing defending foreclosures to his client's advantage. Few foreclosure attorneys possess this advantage. Take advantage of it! Do not wait until it is too late. Contact Winig Law to take the first steps in saving your home from foreclosure.
FORECLOSURE SERVICES & EXPERIENCE
For over 30 years Winig Law has represented both lenders and borrowers in both basic and complex foreclosure and real estate litigation matters. With decades of collective foreclosure and real estate litigation experience, Stephen L. Winig will oversee your case and assist you in moving forward with the best course of action, whether it is a modification, refinancing, short sale, quiet title, or filing for Florida Bankruptcy protection under Chapter 7 of the federal bankruptcy laws.
Winig Law handles all types of judicial and non-judicial commercial and residential foreclosure anywhere in the state of Florida. We guide borrowers and lenders through the most effective foreclosure options from a possible forbearance to the foreclosure sale, if necessary.
According to ATTOM Data Solutions Foreclosure Report from 2018 - Florida ranked #7 for May with 1 in every 1,140 housing units in foreclosure. Both borrowers and lenders have a lot at stake. When it comes to potentially losing your home, investment or business property, finding an experienced, aggressive foreclosure defense lawyer is critical. Many are under the impression that the foreclosure lawyer you retain makes little difference in your actual case. That is not the case; there are alternatives to foreclosure and there are ways to fight to keep your home
GENERAL REAL ESTATE BACKGROUND & SERVICES
In the ever-changing world of real estate, retaining a knowledgeable real estate attorney is crucial in the event that there is a dispute. Winig Law can assist you with any legal real estate dilemma, including acquisition, financing, foreclosures, lease drafting, title insurance, and rental property management. If you think that we may be able to help you, please contact us.
Whether you are the respondent and need representation, or are looking to get the ball rolling regarding your real estate issue, we are prepared to help and provide you with the information needed to take the next step.
Residential Real Estate
We offer the following services related to residential real estate: Purchase and Sale Contracts, Residential Leases, Title Search and Title Insurance. We will keep you educated about all of your available options from start to finish. At no point during the process will you be left uninformed about what is going on with your home. If you have any questions, they will be answered. If you have any concerns, they will be addressed.
Winig Law represents local tenants, landlords, and property owners in residential and commercial leasing negotiations, drafting of agreements, evictions, security deposits and building improvements and any other issues or hidden liabilities defined in the leasing agreement.
What is a Deed in Lieu of Foreclosure?
When facing foreclosure, this option allows you to transfer the property to the lender in exchange for a release of the mortgage, usually when a short sale cannot occur. By resolving your delinquency and avoiding foreclosure, the lender may agree to forgive the remaining delinquency judgment.
Should I do a Short Sale to Avoid Foreclosure?
A short sale allows a mortgage lender to retake possession of the property for less than the amount still owed, leaving a possible deficiency judgment against you. This process requires lengthy negotiations aimed at convincing lenders that this is a better benefit to them now, rather than foreclosing and trying to sell later. In any short sale, it is recommended that you require the lender release you from the balance of the debt.
Does Discharge in Bankruptcy Prevent a Foreclosure?
No, the discharge of a mortgage may eliminate your personal liability; however, a lender can foreclose if you fail to make mortgage payments. Yet, a lender may not hold you responsible for a deficiency judgment.
Foreclosure Attorney Stephen L. Winig, Esq. is a member of the Palm Beach County Bar Association, and is licensed to practice before all
Florida State Courts, as well as the United States District Courts for Southern and Middle Florida.
Winig Law routinely handles cases throughout Palm Beach County including West Palm Beach, Boca Raton, Boynton Beach, Delray Beach, Wellington,
Jupiter, Palm Beach Gardens, Greenacres, Lake Worth, Royal Palm Beach and surrounding areas.
We would be glad to have feedback from you. Drop us a line, whether it is a comment, a question or just a hello. You can use either the form below or the contact details on the right.
The Winig Law Firm, P.A.
1615 Forum Pl, Suite 3A