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Underinsured / Uninsured Motorists

Steven Winig is highly experienced
								in Uninsured Motorist cases

Underinsured / Uninsured Motorists

Steven Winig has over 30 years of history
							with winning personal injury cases

The unexpected happens. You are involved in a motor vehicle crash and it is not your fault. Your car is damaged and needs extensive repairs, leaving you with no transportation. You may have injuries resulting in medical bills and lost wages while you recover. You know you have automobile insurance and you assume it will take care of everything.

Florida Law requires all motorists to have a minimum of $10,000 in personal injury protection (PIP) and $10,000 in property damage liability (PDL). If you have been injured in an accident, you will find your PIP is rapidly exhausted by medical bills and lost wages. Unfortunately, current research ranks Florida as being 2nd in the nation for uninsured motorists, with approximately 24% of the motorists being uninsured. There will be no insurance coverage on the other side.

WAYS TO PROTECT YOURSELF AGAINST UNINSURED MOTORISTS

  • Increase the limits of your PIP and PDl coverage;
  • Obtain Uninsured Motorist Insurance (UM) to pay for you and your passengers' medical bills and lost wages;
  • Obtain Uninsured Motorist Property Damage Coverage (UMPD) to pay for damage to your vehicle; and
  • Obtain Underinsured Motorist Protection (UIM).

Being involved in any type of vehicular crash usually results in damage to your vehicle that most likely will not be fully covered by insurance. It is very common to hear "it's totaled".

 

WE CAN FIGHT FOR YOU

If you are injured by an uninsured driver, you may not only have physical injuries resulting in a permanent impairment, but may also be faced with the thousands of dollars for the cost of medical care and hospitalization as well as lost wages. Winig Law has the experience and knowledge to help ensure that you receive the compensation needed to help meet those financial costs as well as settlement for pain and suffering.

Contact Us

We would be glad to have feedback from you. Drop us a line, whether it is a comment, a question or just a hello. You can use either the form below or the contact details on the right.

Underinsured Motorist Page Contact Form

'The Winig Law Firm, P.A.
1615 Forum Place, Suite 3A
West Palm Beach, Florida 33401
T: (561) 337-2997 | F: (561) 683-1559